Welcome to December!
Minus 5C as I type from Switzerland and seasonally adequate, writing this note with a running nose and my new best buddy, the tissue box.
The gloomy outlook for 2024 continues, with more and more predictions and forecasts coming out.
Rates continue to be stuck around their lows, without much hope for improvement.
However, as I said already, we have a market concentration like never before… the four gentlemen from the …
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